Will Writing

No matter how complicated or simple your Will may be, our consultants will work very closely with you, listening carefully to all of your needs and wishes, and providing expert advice based on all of the information you give. At HB Cover, we offer an initial face-to-face meeting that places you under no obligation to take any other service.



Why make a will?

Most of us will have considered making a Will, yet only 30% of the population have done so. Even the most sensible of us often think that making a Will is something to do ‘when I’m older’ or that making a Will is somehow morbid. Do you know that if you don’t have a Will to ensure your wishes are carried out, a Law which originated in 1925 decides who inherits your possessions after you die?

Tens of thousands of people every year have their bereavement compounded by the fact that their loved ones left no clear instructions on how their estate should be dealt with in the event of their death, and face court battles and large expenses to try and solve the puzzle.


What happens if I don’t have a Will?

Research has highlighted that almost everyone makes the wrong assumption over who would benefit if they died without a Will. Most married people assume their spouse ‘automatically’ inherits everything they own, with or without a Will. This is not true. Most unmarried couples also assume that they have the same legal rights to inherit as a married couple. This is not true either. Unmarried couples have no guaranteed rights to inherit at all, and married couples can only ensure guaranteed inheritance of their entire estate from each other if there is a Will.

See our intestacy download for more information of what will happen to your estate without a Will.


Having a Will means you can:

  • Have peace of mind that you have chosen someone whom you personally trust to act as executor and ensure that your wishes are carried out.
  • Set out your funeral wishes (no matter how straightforward or unusual they are!).
  • Appoint guardians to have parental responsibility of your dependants or children under the age of 18.
  • Decide who should receive particular items that have a sentimental value, rather than all of your personal possessions being treated in the same way.
  • Provide for friends or charities or other organisations who would not benefit if you died intestate (i.e. die without leaving a Will).
  • Ensure adequate provision for those financially dependent on you.
  • Help prevent disputes within the family by making your wishes clear.
  • Help with minimising tax liabilities after your death.
  • Make special provisions for children who may have health, matrimonial or financial problems, and ensure that only the people you have chosen benefit from your estate.

Why choose HB Cover?

HB Cover offers one of the most affordable means of guaranteeing peace of mind for both you and the people you care for most. You can give your instructions for the drafting of a professionally prepared Will at a time that suits you, in the comfort of your own home. We offer a fixed and guaranteed cost, our documents are written in plain English and are jargon free.

Call our team on 0161 850 9812 or CONTACT US and we’ll call you to book your no obligation appointment today.